Eventually I will write articles that will hopefully change your perspective on retirement, or at least cause you to think differently about retirement. Now is not the time to contemplate, though, it is time to take action. The key is to get you on the path to financial freedom and when you are deeply on that path, you can contemplate the next phase of your life.
Most financial planners will spend an inordinate amount of time trying to nail you down to how you want to live in retirement, then how much it will cost, then how much you will need to live in retirement based on this information. I have found that most people feel this is overwhelming and although they have an idea about how they’d like to live in retirement, to iron it out in such great detail is daunting. It often causes people anxiety and results in them quitting the process.
The most important thing is simply to begin the process. It is easier to make mid-course corrections than to change the entire direction you are moving, so let’s get you on course to retirement, then figure out exactly where you want to go later and fine-tune it at that point. Let’s get started!